01|2022
The underwriting process can be confusing and frustrating, but it doesn’t have to be! Understanding what information the underwriters are asking for and why it’s being requested can help put merchants at ease and speed along the process. After all, an underwriting review is necessary in order to be approved for a merchant account, and… Read more »
12|2021
Cardpointe Gateway API allows you to integrate payment acceptance with your own tools, and can be incredibly convenient! This article will cover how to set up a shopping cart on your WordPress website using Cardpointe API and the WooCommerce plugin. No coding required! Getting Started For this tutorial, you will need your website to be… Read more »
11|2021
Our merchants know that Cardpointe is an incredible gateway. Business owners have access to a fully-customizable virtual terminal, real-time reporting on transactions and funding, open API and more. But what many merchants don’t realize is that Cardpointe also gives them the ability to set up recurring billing for their clients. Set Up a Billing Plan… Read more »
10|2021
What is PCI Compliance? PCI stands for Payment Card Industry. PCI standards were developed by the major card brands as a way to address potential vulnerabilities and guide organizations to maintain the integrity of cardholder data. All merchants are required to be compliant in order to accept credit cards. Why is PCI Compliance Important? PCI… Read more »
09|2021
PIN (personal identification number) debit is a debit transaction that’s routed through the debit network instead of the credit network. Debit transactions typically offer higher security and lower costs for merchants, but what is the difference between PIN and signature, and why does it matter? Signature Debit Signature debit is a debit transaction that’s being… Read more »
08|2021
One of Cardpointe’s best features is a personalized hosted payment page. You can text or email a link directly to your customers for remote payment, as well as add a “Pay Now” button to your website! This addition to our platform was instrumental in allowing businesses to continue operation through the closures of the COVID-19… Read more »
07|2021
With the increasing popularity of online sales, merchants are also seeing a rise in fraud. Carding, which is when fraudsters test stolen credit and debit cards, is particularly effective. For anyone using an online shopping cart for sales on their website or a payment link for their customers, the biggest question is how to avoid… Read more »
06|2021
You’ve most likely heard this term thrown around in relation to credit card processing, but what exactly is interchange and why does it matter? Interchange is the individual price assessment for all card types; since these fees are paid directly to the card-issuing banks, not to the payment processors, they are generally non-negotiable and can… Read more »
06|2021
To integrate my credit card processing or not to integrate? That is the question. Integrated credit card processing is when your business management software has credit card processing built (or integrated) into it. The nice thing about this is that you keep it simple by using just one interface and avoid double entering charges. However,… Read more »
06|2021
The Desk3500 is the go-to terminal for integration! Working seamlessly on the Cardpointe platform, this terminal provides real-time reporting in conjunction with the Cardpointe mobile app and website. Connecting via ethernet and wifi, the Desk3500 accepts EMV, mag stripe and contactless (NFC) credit and debit cards. Pin debit is made easy with the option to… Read more »
