Every credit card processor charges a discount rate to merchants. The discount rate is the percentage of each transaction that the processing company charges to handle the transaction for you. Our discount rates are exceptionally low, at just 1.69% for retail (face to face) merchants, and 2.49% for Internet and mail order merchants. High risk businesses may have to pay slightly more.
You need to know what are the Checks by Web, Phone and Fax Software fees. The only cost in most cases is only about 5 cents per check. The best part is most service providers offer the check software for free (up to $300 value).
Also a few companies take up to 45 days for charges to appear as cash in your account. Find out when you can expect the money from your sales to appear as cash in your bank account.
Real-Time credit card processing / transactions allow your customers to submit their credit card information over the World Wide Web, and the charge is automatically approved within seconds. No person needs to be present for the transaction, so you can be making credit card charges literally while you sleep. And with most merchant account services, your funds will appear in your bank account within 48-72 hours of the transaction. We pride ourselves on getting our merchants their money quickly, easily, and efficiently!
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