Business Checking Account

Online Merchant Account enables you to process online credit card transactions. Online payments are convenient for your customers, and they help you get paid faster. Whether you are starting your own business or wanting new ways to manage an existing one, you need to have a business checking account to meet your business needs.

You require a Business Checking Account to find your account in as little as one business day. You can manually enter payments through an Internet browser with a virtual terminal connection. If you accept payments through your Web site, you’ll need to register a URL and post the following pages on your web site: A home page with your business name, a contact information and address page, a product information and pricing page, a customer service page with your product warranty information and return policies, the business country (USA) displayed on the payment page (checkout page).

Privacy policy (Credit card associations, such as Visa and MasterCard, have special requirements with respect to your Web site, including the requirement that you post a privacy policy and protect your customer data.

If your business has less than 150 transactions per month, the Business Checking Account is the ideal solution. It lets you avoid monthly fees1 while at the same time giving you a host of features your business needs

Benefits of Business Checking

  • No monthly maintenance fee with minimum or average balance requirement
  • No charge for up to $5,000 in cash deposits
  • 150 no-charge transactions per month2

Your 150 free transactions per month include:

  • Checks paid
  • Deposits
  • Deposited items
  • ACH debits and credits